Answers: What is workers’ compensation, and what benefits can I get?

Workers’ compensation is a state-mandated insurance program that provides benefits to employees who have work-related injuries or illnesses. In most states, employers purchase workers’ comp insurance through private insurance companies, which then review and pay out claims. In a few states, employers are insured through the state workers’ compensation board, which administers and pays out claims.

Depending on whether you have a permanent disability and what type of work you can do, you might be entitled to permanent disability payments. A local workers’ compensation attorney can help you understand what type of benefits you can receive.